PM Jan Dhan Yojana: On behalf of the central government, customers will get the benefit of full Rs 10,000 on their Jan Dhan account.
If you have not taken advantage of this facility yet, then you can take advantage of these facilities immediately.
benefits in government schemes
The central government had started the facility of Jan Dhan account to develop banking facilities among the customers. Apart from this, the money of all government schemes is also available to the general public in this account.
Overdraft facility available
The government provides overdraft facility to the customers in this account. Even if you do not have balance in your account, you can still take an overdraft up to Rs 10,000 . Earlier this amount used to be Rs 5000 , which has now been increased to Rs 10,000 by the government.
Who can avail this facility ?
The maximum age limit for overdraft facility in this account is 65 years. To avail the overdraft facility, your Jan Dhan account should be at least 6 months old. Failure to do so will result in an overdraft of up to Rs 2,000 only .
What is its specialty
you can open an account for free in the Pradhan Mantri Jan Dhan Yojana.
Also, there is no need to maintain any minimum balance.
Along with Jan Dhan account, the bank gives overdraft facility to the customers.
Through this card, you can make purchases as well as withdraw money from the account and you can get many special offers.
