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    Home News Update PNB charge increased! check book, ATM withdrawal and check returning charge, savings...
    • News Update

    PNB charge increased! check book, ATM withdrawal and check returning charge, savings account rules also changed,

    By
    Sunil Kumar
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    May 14, 2022
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      PNB charge increased! check book, ATM withdrawal and check returning charge, savings account rules also changed,
      PNB charge increased! check book, ATM withdrawal and check returning charge, savings account rules also changed,

      Utility News Desk!! Punjab National Bank has changed many of its rules. Public sector lender Bank has announced that it is going to increase charges on non-banking services from this month. 

      Under this, the number of free transactions and ATM withdrawal charges are going to increase every year. The new rates will be applicable from May 29 this year. The hike comes a week after the RBI hiked the repo rate by 40 basis points.

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      Apart from this, PNB has also increased its external benchmark linked lending rate by 0.40 per cent to 6.90 per cent, which will be applicable from next month, ie the loan EMI will also increase.

      Apart from various charges, the transaction limit includes issuance of multi-city check book, number of free transactions in savings and other accounts and better locker rental charges.

      Savings Account Transaction Limit

      PNB has increased the savings account transaction limit and also increased the limiting charge. Earlier, after crossing the free limit of 40 transactions in a financial year, the lender used to charge Rs 2 per transaction in a year, but now if the new limit of 50 debit transactions in a financial year is crossed, it will be Rs. . will be 2. per debit. 10 will be charged on the transaction.

      Check Returning Charges

      The bank has also introduced a new slab for check return charges. From May 29, the bank will charge Rs 250 for outward transactions above Rs 1 lakh and up to Rs 10 lakh. For transactions above Rs 10 lakh, a fee of Rs 500 per transaction will be charged. The same goes for out-of-pocket charges as well as out-of-pocket expenses.

      Check Book and Locker Rent Penalty Charges

      PNB has said that it will reduce the free check book leave with savings accounts from 25 to 20. For delays up to one year, the bank will levy a penalty of 25 per cent per annum. A delay of more than one year and up to three years will result in a penalty of 50 per cent of the annual rent, while the bank will not provide lockers for delays exceeding three years. Also, the rent of the locker will be taken in advance for five years.

      Charges for Current, Cash Credit, Overdraft and Other Accounts The

      customers on this account will be charged Rs. 1 lakh will be charged free of cost. For transactions above Rs 1 lakh, a fee of Re 1 per thousand, a minimum of Rs 10 and a maximum of Rs 30,000 will be charged.

       

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      • TAGS
      • ATM
      • ATM withdrawa
      • ATM withdrawal
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      • PNB charge increased
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        Sunil Kumar
        Sunil, has 4 years of experience in writing Finance Content, Entertainment news, Cricket and more. He has pursuing MBA in Finance. He loves to Cycle daily and read books in free time. In case of any complain or feedback, please contact me @ discountwalas@gmail.com

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