Banking Charges: Most of the people have a bank account. We all often do bank transactions, and the bank imposes its own charges for this work.
The bank provides free services like ATM card, check book and online services to its existing customers. Similarly, it also charges you for some services. Let us know in detail about these information related to the bank in the news below…
This service is free
The bank provides free ATM card, check book and online services to its existing customers for free. But you are charged for some services.
Charges for services
According to sources, banks provide information to their customers about all the charges for Basic Services. If any change is made in this by the bank, then the bank provides you information about it. However, you can get complete information from the bank’s official website and mobile apps.
These are the charges, see details
- If you keep the money deposited in your account less than the minimum limit from the bank, then you will have to pay a penalty.
- You have to pay annual fee for debit card.
- Fees are charged from you for repeated issuance of check book or its bounce.
- You pay payment transfer fees from the bank on the basis of the amount fixed by the bank.
- Charges have to be paid on cash withdrawal and deposit according to the amount.
- You have to pay a fee for home banking services like cash delivery.
- If you apply for a loan, you
- have to pay processing fees, documentation charges, application fees and legal charges yourself.
- Some documents have to be submitted to the bank for loan, when you apply for their duplicate copy, some charge is levied on it.
- If the loan is taken at fixed interest rates, then a fee has to be paid for premature closure.
- When you avail locker facility in the bank, you have to pay a fee.
- When you make payment abroad with your debit card, then you have to pay charges.
- You have to pay a charge for getting a demand draft made from the bank and a check book with more pages.
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