Government Scheme: Under this scheme, a loan of Rs 3 lakh is available at low interest, apply like this

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Government Scheme: Under this scheme, a loan of Rs 3 lakh is available at low interest, apply like this
Government Scheme: Under this scheme, a loan of Rs 3 lakh is available at low interest, apply like this

Many schemes have been started by the government to help the common people. Under which loans are provided to the people at low interest rates. The government has started the PM Vishwakarma Kaushal Samman Yojana under which you can take a loan of up to Rs 3 lakh at low interest. If you want to take advantage of this scheme, then let’s know in the news below how to apply-

The government keeps running many types of schemes to make the common people self-reliant and solve their problems. So that the common people do not face any problem. In such a situation, many schemes are being implemented by the government and have been implemented.

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In this episode, today we will talk about a government scheme with the help of which people will get a cheap loan of Rs 3 lakh. If you also want to take advantage of this scheme, then you can register online like this. Let us know what is the process.

What is PM Vishwakarma Yojana

The name of this scheme is PM Vishwakarma Kaushal Samman Yojana. So far more than 2 crore 8 lakh people have applied under this scheme. Under this scheme, the central government is providing loan facility of up to Rs 3 lakh at an interest rate of only 5 percent. Vishwakarma Kaushal Samman Yojana or Vishwakarma Shram Samman Yojana is one of the ambitious schemes of the Government of India. Rs 13,000 crore has been allocated for this scheme.

What are the benefits of this scheme

PM Vishwakarma certificate and ID card will be provided to artisans, craftsmen etc. under PM Vishwakarma Scheme. Registration for this is free. People registering under this scheme will not only be given training, but they will also be able to take loans at low interest rates. After completion of the training, Rs 15,000 will also be given to buy equipment. Apart from this, first Rs 1 lakh will be given at 5 percent interest, then if needed, a loan of Rs 2 lakh will be given in the second installment.

How to register online?

First of all go to the official website of PM Vishwakarma Yojana https://pmvishwakarma.gov.in. Register here using your mobile number and Aadhar card.

Then verify your mobile number and Aadhar card through OTP authentication.

After the verification process, the registration form has to be filled. In which name, address and business related information etc. have to be entered. After this submit the registration form.

Then you can download the digital ID and Vishwakarma Yojana certificate.

After this, log in to the PM Vishwakarma Yojana portal using the credentials. If you want, you can apply for various scheme components on the portal. Then you have to upload the documents here as per the scheme details.

After this, the application form has to be submitted for consideration.

Now the officials will verify your received application. After the verification process is completed, you will be able to get the loan.

Who are eligible for this scheme

For PM Vishwakarma Scheme, it is necessary to be a citizen of India. The age of the applicant should be more than 18 years and less than 50 years. However, people employed in government service will not be eligible for this scheme. People working in the following fields can avail the benefits of Vishwakarma Shram Samman Yojana.

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