LIC Scheme: Best scheme! To get 27.60 lakh in LIC’s policy, deposit only Rs 44, check complete details here

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FD Interest Rate : Interest rate up to 9.11% on bank deposit scheme, better chance to get guaranteed returns
FD Interest Rate : Interest rate up to 9.11% on bank deposit scheme, better chance to get guaranteed returns

LIC Insurance Policy: Jeevan Umang Policy of LIC is an endowment plan, in which you get the maturity amount along with the insurance. Let us know about this policy. 

LIC Insurance Policy: Jeevan Umang Policy of LIC is an endowment plan, in which you get the maturity amount along with the insurance. Let us know about this policy.

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LIC Insurance Policy: There  is news of work for the customers of LIC. LIC keeps on offering tremendous schemes from time to time for the customers. By investing in these plans, you can secure the future of yourself and your family. In this sequence, LIC has a special scheme – Jeevan Umang Policy, in which you can get good profits by investing. Let us know about this wonderful policy.

LIC Jeevan Umang Policy is an Endowment Plan

Jeevan Umang policy is different from other schemes in many respects. People from 90 days to 55 years of age can take this policy. This is an endowment plan. In this, along with life cover, a lump sum amount is available on maturity.

Fixed income will come into your account every year after maturity. On the other hand, after the death of the policyholder, his family members and nominee will get the lump sum amount. Another feature of this scheme is that it provides coverage up to 100 years.

27.60 lakh will be received

If you pay a premium of Rs 1302 every month in this policy, then in a year this amount comes to Rs 15,298. If this policy is run for 30 years, then the amount increases to about Rs 4.58 lakh.

The company starts giving you a return of 40 thousand every year from the 31st year on your investment. If you take a return of 40 thousand annually from 31 years to 100 years, you get an amount of about Rs 27.60 lakh.

Policyholder also gets the benefit of term rider

Under this policy, term rider benefit is also available in case of accidental death or disability of the investor. This policy is not affected by market risk. There is definitely an impact of LIC’s profits and losses on this policy.

Tax exemption is also available on taking this policy under section 80C of Income Tax. If someone wants to take a plan of LIC Jeevan Umang Policy, then he will have to take insurance of at least two lakh rupees.

 

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