To get an FD in the post office, you can open an account for a minimum of one thousand rupees and you can deposit the maximum amount.
If you are not satisfied with the interest you get in the bank. So you can get great returns with good interest even in small investment in post office. At the same time, your investment in the post office will be completely safe like a bank.
Actually the post office gives good interest in fixed deposit schemes of 12 months, 24 months, 36 months and 60 months. In which you can get interest ranging from 5.50 percent to 6.70 percent. If you also want to know about this post office scheme. Then you must read our full news. Let’s know about the fixed deposit scheme of the post office…
Post Office Fixed Deposit Scheme – Investing money in a fixed deposit scheme in a post office is quite easy. For this you have to visit any post office branch in your city. Where after some paperwork you can easily deposit money. Along with this, you can also get FD done through online means. Let us know, what are the benefits available in this post office scheme.
- Government of India gives guarantee to you on making FD in the post office.
- In this the investors’ money is completely safe.
- FD in this can be done through offline (cash, cheque) or online (net banking / mobile banking).
- In this you can do more than 1 FD.
- Apart from this, FD account can be joint.
- In this, by making a fixed deposit for 5 years, you will get tax exemption at the time of filing ITR.
FD can be easily transferred from one post office to another post office.
How to Open FD Account in Post Office – To get FD in Indian Post Office , you can open an account for a minimum of one thousand rupees and the maximum amount you can deposit. At the same time, you can invest in the post office for one to 5 years.
Tremendous interest is available on FD – Under this, 5.50 percent interest is available on FD of 7 days to one year. The same interest rate is also available on FDs of 1 year 1 day to 2 years. At the same time, interest on FD up to 3 years is also available at the rate of 5.50 percent. 6.70 percent interest is available on FDs from 3 years one day to 5 years. That is, here you will get good profits on FD.
