Central government is giving loan of Rs 3 lakh at 5% interest and 8% subsidy.

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Financial Rules Changing: These rules are changing from UPI to SIM card, will have a direct impact on the pocket in the new year.

Government Loan Scheme: Let us tell you that under a scheme launched by Prime Minister Narendra Modi, the government will give subsidy up to 8 percent on the loans given to artisans. 

Under this scheme, Kargar can take a loan up to Rs 3 lakh. In such a situation, read the news completely to know the complete details related to this scheme…

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PM Vishwakarma Yojana 2023 Online Registration:  Under the scheme PM Vishwakarma Yojana launched by Prime Minister Narendra Modi, the government will give subsidy up to 8 percent on loans given to artisans. Under this scheme, Kargar can take a loan up to Rs 3 lakh, that too at a concessional interest rate of only 5 percent. This scheme includes 18 sectors related to carpenters, goldsmiths, blacksmiths, masons, stone sculptors, barbers and sailors.

Under this, the government will give loan up to Rs 3 lakh. Initially a loan of Rs 1 lakh will be given and after making payments for 18 months, the beneficiary will be eligible for an additional loan of Rs 2 lakh. The interest rate will remain only 5 percent. Let us know what are the conditions for this scheme, who is eligible, what documents will be required and what is the process of online and offline application.

How to apply for Vishwakarma Scheme-

Go to the official portal of PM Vishwakarma Yojana.

Official Website: (https://pmvishwakarma.gov.in/)

Register using your mobile number and Aadhar card.

Verify your mobile number and Aadhar card through OTP verification.

Fill the PM Vishwakarma Yojana Registration Form with your details including name, address and business related information and submit it.

Download PM Vishwakarma Digital ID and Certificate.

Upload necessary documents. After which the concerned department will verify your details.

Your loan will be approved if all the details are correct.

Under PM Vishwakarma Yojana, collateral free loan will be given with the help of commercial banks, regional rural banks and other financial institutions.

Artists and craftsmen can also register and apply for PM Vishwakarma Scheme by visiting their nearest Common Service Centre.

Customer Care Helpline Numbers-

18002677777

17923

011-23061574

Ability-

Indian citizen

Age should not be less than 18 years

Not already availing the benefits of PMEGP, PM SVANidhi, and Mudra Loan

Who will get the benefit of the scheme-

carpenter

Blacksmith

goldsmith

Raj Mistri

Barber

rosary

Washerman

Tailor

locksmith

gunsmith

sculptors, stone carvers

stone breakers

cobbler/shoemaker

Boat manufacturer

basket/mat/broom maker

doll and toy manufacturers

hammer and toolkit manufacturer

fishing net manufacturer

Important documents-

Aadhar card

identity card

Address proof

mobile number

caste certificate

bank account passbook

passport size photo

Benefits of PM Vishwakarma Yojana-

The objective of Vishwakarma Shram Samman Yojana is to provide valuable assistance to skilled artisans.

The scheme consists of a comprehensive training program conducted by the Department of Small and Medium Enterprises located at the tehsil or district headquarters.

The successful applicant of Vishwakarma Shram Samman Yojana will get a training session, which will be an important step towards increasing employment prospects.

The scheme includes provision of financial assistance equivalent to semi-skilled wages to artisans undergoing training.

In this scheme, each beneficiary will be given skill training for 5 days along with a daily allowance of Rs 500. Each beneficiary will be identified in a three-tier manner.

Apart from this, a grant of Rs 15,000 will be given as toolkit incentive. For digital transactions, an incentive of Re 1 per transaction will be provided for up to 100 transactions in a month.

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