Depending on the investment, pension ranging from Rs 1000 to Rs 9250 per month is provided. In this scheme, there is a provision to get maximum monthly pension of Rs 9250, quarterly pension of Rs 27,750, half yearly pension of Rs 55,500 and maximum annual pension of Rs 1,11,000.
PMVVY Pension Scheme 2023: If you are married and employed (husband-wife) and are worried about the future after retirement, then the Central Government’s Pradhan Mantri Vaya Vandana Yojana (Pradhan Mantri Vaya Vandana Yojana) will remove your worries. Can If you invest at the right time, you can get pension up to 51 thousand or 1.11 lakh rupees annually. Keep in mind that you can apply in this scheme only till 31 March 2023. A single person can also apply for this scheme.
Actually, Pradhan Mantri Vaya Vandana Yojana is a social security scheme, which gives pension to pensioners on monthly, quarterly or annual basis. It is run by both Central Government and Life Insurance Corporation of India (LIC) together, under it 60 years or more More people can apply, the investor can invest up to Rs 15 lakh in this scheme. Any Indian citizen above the age of 60 years is eligible to invest in the PMVVY scheme. They will get guaranteed pension benefits every month.
Can invest up to 15 lakhs
According to media reports, under this scheme, the policyholder is given a return of 8% every year. If the policyholder survives the entire term, the balance amount is given as pension, but in case of death before the completion of the term, the purchase amount of the policy is given to the nominee. Under this, if both husband and wife invest Rs 15 lakh each, then the total investment will be Rs 30 lakh and you will get a pension of Rs 18,300 every month.
Husband and wife can avail
According to media reports, if husband and wife both want to take advantage of this scheme, then both will have to invest an amount of about Rs. Accordingly, the annual pension of the investor will be Rs 51 thousand 45. If you want to take this pension monthly, then you will get an amount of Rs 4100 as pension every month. Earlier the maximum limit for investment under this scheme was earlier Rs 7.50 lakh, which has now been increased to Rs 15 lakh.
Pension from 1000 to 1.11 lakh
- Depending on the investment, pension ranging from Rs 1000 to Rs 9250 per month is provided. In this scheme, there is a provision to get maximum monthly pension of Rs 9250, quarterly pension of Rs 27,750, half yearly pension of Rs 55,500 and maximum annual pension of Rs 1,11,000.
- If both husband and wife apply in this scheme, then an amount of about Rs 3 lakh 7 thousand will have to be deposited. In this way your total investment will be 6 lakh 15 thousand rupees and you will get annual interest of 7.40% i.e. you will get pension of 51 thousand annually.
- If you want to take this pension monthly, then you will get an amount of Rs 4100 as pension every month. For a monthly pension of Rs 1000 under the scheme, the customer will have to invest a minimum of Rs 1.62 lakh. 1.61 lakh for quarterly pension, 1.59 lakh for half year and minimum investment of Rs 1.56 lakh for annual pension.
