Government has been working on many schemes for the upliftment of common people. Pradhan Mantri Jan Dhan Yojana is one amongst those important initiative taken by the Modi government to empower citizens financially.
However, if you feel that the Pradhan Mantri Jan Dhan Yojana is only for opening zero balance account, then you are wrong. Under Pradhan Mantri Jan Dhan Yojana, many facilities are being made available to account holders. Not only this, but financial benefits are being provided to the account holders as well as financial assistance.
Let’s know about the benefits you can get by opening an account under Pradhan Mantri Jan Dhan Yojana. With this, you will know the process of opening an account in the scheme.
Benefit of Rs. 1.30 lakh is available under PM Jan Dhan Yojana.
Under the Pradhan Mantri Jan Dhan Yojana, you can avail lots of benefits. ‌Accidental and insurance cover is being provided to the account holders. Overall, the benefit of Rs 1.30 lakh is being provided to the Jan Dhan Yojana account holder in insurance cover.
This is because Accidental insurance cover up to ₹ 100000 is being provided in the scheme and a habitual insurance cover of ₹ 30000. If the account holder met with an accident then he will be given ₹ 100000 and if the account holder dies, his family members will be given ₹ 30000.
Important Documents for PM Jan Dhan Yojana:
To open an account you will need some of the following required documents.
The document is as follows –
- Aadhar Card
- Pan Card
- Driving license card
- Income certificate
- Local resident certificate
- MNREGA job card
- Ration card
- mobile number
- Passport size photo
