SIP Calculator: Do you also want to collect a fund of 10 crores for your future? If yes then start investing from now. If you start investing early, then this dream can be fulfilled even with the help of 15 thousand.
SIP Calculator: If you want to create wealth in the long term, then SIP is the most accurate medium. The longer the tenure of the Systematic Investment Plan, the higher your returns. Equity has always given positive returns in the long term. Investors get the benefit of the power of compounding in the long run. If you want to invest in the long term, then it is important to keep inflation in mind. Talking about the performance of the equity category, Nifty has given negative returns only 4 times in the last 22 years.
How will a fund of 10 crores be prepared?
Let us know with the help of SIP Calculator that if an investor wants a fund of Rs 10 crore on his retirement, then how much SIP he will have to do every month from now on. Let us understand it in detail with the help of calculator. In this, we will also see how SIP gets the benefit of compounding in the long term and investors get multibagger returns.
10 crores will be made from only 15000 rupees in 25 years
Suppose investor A is 25 years old, then he will have to do SIP of Rs 15000 every month from now on to get a fund of 10 crores on retirement. The tenure of the investment will be 35 years and the average return is assumed to be 12%. In this way, he will have to deposit a total of 63 lakh rupees, on which he will get a return of 10 crores. This is about 16 times return.
SIP of 28 thousand will have to be done at the age of 30
If A is 30 years old, then to create a corpus of 10 crores on retirement, he will have to do SIP of Rs 28000 every month. The annual return is assumed to be 12%. In this way his total investment will be 1 crore 80 thousand rupees. His return will be about 10 times.
SIP of 1 lakh will have to be done at the age of 40
If A starts investing at the age of 40, then he will have to do a SIP of Rs 1 lakh every month. In such a situation, after 20 years, he can create a fund of 10 crores on retirement. In this too, the average return is assumed to be 12 per cent. The total amount of investment will be Rs 2.4 crore. In this case his return will be only four times. This calculation clearly shows that the sooner you start SIP, the more will be the benefit.
